UK Inheritance Tax estimator

Will your estate owe Inheritance Tax?

A quick rule-of-thumb estimate using the standard £325,000 nil-rate band, the £175,000 residence nil-rate band, and the 10%-to-charity reduced rate. For complex estates, speak to a solicitor or tax adviser.

Estimated total estate value

£0£3,000,000

I'm leaving my home to my children or grandchildrenI have a surviving spouse or civil partner (everything passes to them)

Share of estate to charity (%)10% or more reduces the IHT rate from 40% to 36% on the taxable portion.

Fill in the details and press Estimate. VIP Wills doesn't store the numbers — this calculator is private to your session.

This is a rough estimate for England & Wales using 2024/25 thresholds (£325k NRB, £175k RNRB tapering above £2m, 40% standard rate, 36% reduced charitable rate). It does not account for lifetime gifts within 7 years, business or agricultural relief, trusts, or cross-border assets. Always seek professional advice for complex estates.